The Nacha 2026 fraud monitoring rules are the most significant ACH compliance update in over a decade. Financial institutions must implement documented, risk-based procedures to identify suspicious credit activity.
The Phase 1 effective date has now past as of Friday, March 20th. Affirmative and SFE have partnered to provide guides, webinars, and resources to help compliance, risk, and treasury teams manage these changes and prepare for the future.