Preparing for the 2026 Nacha ACH fraud monitoring rule changes requires more than awareness — it requires operational clarity. The ACH 2026 Readiness Brief is a focused, biweekly discussion designed to help financial institutions navigate implementation decisions, examiner expectations, and evolving ACH fraud trends in 15 minutes or less.
Session 1 Questions addressed:
Q: Does the Rule apply to all ODFIs for Phase 1?
Q: Is there a requirement to screen individual ACH entries?
Q: Are you required to monitor transactions prior to processing?
Q: What action should an ODFI consider taking if an entry is identified as suspect?
Complimentary for SFE Members
Presenters:
Danita Moss, AAP, NCP, SVP Payments Education - SFE
Starr Largin, SVP, Sales - Finovifi