This handy toolkit includes the Guide to Origination, ACH Originator Application, ACH Origination Checklists (CU and Bank), Origination Risk Calculator and Directions, ACH File Formatting Tool, ACH Exposure Limit Evaluation, Exceeding ACH Exposure Limit Overage Disposition Form, Co. Request for Increase of Exposure Limit, ACH Returns Transmittal Register, ACH Return Entry Log, Directions for Use Operations Risk Management Tools, TPS List of Originators and ACH File Transmittal Register.